diff --git a/runtime/loop.go b/runtime/loop.go
index 7c4e037..5c560a8 100644
--- a/runtime/loop.go
+++ b/runtime/loop.go
@@ -74,6 +74,8 @@ type Config struct {
 	Stop func(last llm.Message, info StopInfo) StopDecision
 	// BeforeTool 返回错误时不执行工具，但仍写一条 IsError 的 tool 结果。
 	BeforeTool func(call llm.ToolCall) error
+	// UnknownTool 处理注册表里没有的调用。nil 时仍返回 unknown tool。
+	UnknownTool func(call llm.ToolCall) tools.Result
 	// AfterTool 只观察工具结果，不能改写。
 	AfterTool func(call llm.ToolCall, res llm.Message)
 	// Reminders 在每次调用模型前提供提醒。正文包在 system-reminder 里，
@@ -382,7 +384,13 @@ func runOne(ctx context.Context, cfg Config, call llm.ToolCall) llm.Message {
 	}
 	emit(cfg, Event{Type: "tool_execution_update", Tool: call.Name, Detail: call.Arguments})
 	res := tools.Result{Content: "no tools configured", IsError: true}
-	if cfg.Tools != nil {
+	known := cfg.Tools != nil && cfg.Tools.Has(call.Name)
+	switch {
+	case known:
+		res = cfg.Tools.Execute(ctx, call.Name, json.RawMessage(call.Arguments))
+	case cfg.UnknownTool != nil:
+		res = cfg.UnknownTool(call)
+	case cfg.Tools != nil:
 		res = cfg.Tools.Execute(ctx, call.Name, json.RawMessage(call.Arguments))
 	}
 	msg := llm.Message{
diff --git a/runtime/loop_harness_test.go b/runtime/loop_harness_test.go
index a4fadcd..6c32c2d 100644
--- a/runtime/loop_harness_test.go
+++ b/runtime/loop_harness_test.go
@@ -275,6 +275,33 @@ func TestLoopHistorySkipsGeneratedSystem(t *testing.T) {
 	}
 }
 
+func TestLoopUnknownToolFallsThrough(t *testing.T) {
+	res, err := Run(context.Background(), Config{
+		Model: "fake",
+		UnknownTool: func(call llm.ToolCall) tools.Result {
+			return tools.Result{Content: "via " + call.Name}
+		},
+		Stream: script(
+			llm.Message{Role: llm.RoleAssistant, StopReason: llm.StopToolCalls, ToolCalls: []llm.ToolCall{{
+				ID: "c1", Name: "make_report", Arguments: `{}`,
+			}}},
+			llm.Message{Role: llm.RoleAssistant, Content: "done", StopReason: llm.StopEnd},
+		),
+	}, llm.Message{Role: llm.RoleUser, Content: "go"})
+	if err != nil {
+		t.Fatal(err)
+	}
+	found := false
+	for _, m := range res.Messages {
+		if m.Role == llm.RoleTool && m.Content == "via make_report" && !m.IsError {
+			found = true
+		}
+	}
+	if !found {
+		t.Fatalf("unknown tool was not delegated: %s", transcriptText(res.Messages))
+	}
+}
+
 func TestLoopTurnCapKeepsTranscript(t *testing.T) {
 	res, err := Run(context.Background(), Config{
 		Model:    "fake",